12 Ways Homeowners can Save Money! Are You Missing Out?

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Have you ever heard the term "money pit"? (If you haven’t this isn’t actually referring to a big pit of money but a big pit that you throw money endlessly into - get it?). Many homes fit that mold, even if they don’t have to. In order to help we've put together a list of 12 easy action items for homeowners to use to save money or improve their lives - often on things they didn't know they could.

We hope you get some value out of our list. Most importantly, we hope you take some of these action items and put them to use in order to save yourself a lot of money!

Say what? You heard me correctly Karen. Still unknown to many homeowners is a brilliant government program with the not so glorious title REFINANCE RELIEF PROGRAM - RRP (sounds like the title to a rap song). This program could actually benefit homeowners and reduce their payments by as much as $3,252 annually. Yes I know……...that’s a lot of pumpkin spice lattes.

Undoubtedly banks aren’t exactly doing cartwheels about losing all that profit and very well could be secretly hoping homeowners don’t find out about this before the program expires

o while banks eagerly wait for this program to end, the government is making a final push in the hopes that homeowners take advantage of this. This program could expire at any time in 2019 however the good news is that once you are in you are in for good. So if lowering your payments and paying off your mortgage faster is something that you might be interested in (well duhhhhhhh……….) it’s critical that you act now to find out if you could qualify for RRP or a better rate in today’s marketplace.

URGENT: So many homeowners could still benefit today, but sadly, many perceive RRP as to be too good to be true. Remember, RRP is a free program and there's absolutely NO COST to see if you qualify. See if you qualify now before it's gone...You literally have nothing to lose and potentially 97k ish to gain (you are welcome).

Burglars tend to avoid homes that have security systems. In fact when interviewed 60% of convicted burglars stated that the presence of a security system influenced their decision on robbing another home. (No kidding right?). This is a big reason why protecting yourself with a home security system is near the top of my list. If you want to protect your family and your home there is no better way of doing so.

Our readers now may be eligible to get a free home security system. All that would typically be required of you is to pay the initial installation and the monthly monitoring service. Sounds like a deal doesn’t it? Yes, I’m here to make your life better ;)

Aside from your exclusive savings, a home security system reduces home insurance by an average of 20%. What more could you ask for? (well a magic eagle that poops gold bars would be nice but failing that this is great consolation prize).

Why not spend a minute browsing top providers in your area?

As many of you probably know the hardest hit from the 2008 financial crisis were homeowners. Since then we’ve been witnessing a debt crisis with myriads of homeowners struggling with credit card debt, loan debt, tax debt, or other kinds of debt. As unfortunate as this there is a light at the end of the tunnel (and it doesn’t have to be a train). It’s a very simple solution and it will take you less than a minute to see if you qualify.

If you have over $20,000 in credit card and/or personal loan debt, then this program is perfect for you.

Check now: Homeowners are seeing if they qualify to reduce their unaffordable debt. There is absolutely no cost or credit check to see if you qualify. Click here to discover if you qualify »

Broken and leaky windows are a huge and costly inconvenience however thankfully due to recent advancements in the marketplace the cost of repair has become a LOT more affordable. As a homeowner you can expect to save up to 40% on retailer prices and 30% on your electricity bill simply by fixing leaky windows. That alone makes this an issue worth addressing.

Window Promos, American’s #1 window company is offering our readers an exclusive Buy One Get One (BOGO) deal. (What’s with all of these acronyms? This one sounds like it’s short for bigfoot or the boogeyman).

Anyhoo - Back to the BOGO! Click here now to take advantage of this exclusive money saving opportunity. If replacing your windows is something that you have long pondered but not pulled the trigger on then you need to check this out now.

Your home is most likely the largest and most important financial investment that you'll make in your lifetime. However like any investment it’'s vulnerable to risk. From water damage, to liability from injuries, to theft; it's important to have insurance in place to safeguard your family and home from the financial risk associated with owning a home. Homeowner insurance protects your home from a multitude of hazards, including wind damage, fire, vandalism, tornadoes, hurricanes, and thunderstorms. Being the awesome and amazing people that we are we've partnered with one of the top sites to search for reliable homeowners insurance. Compare Homeowners Insurance Rates Here Now

Think of your roof as your hat for your head (ok that wasn’t the greatest analogy but it’s early and I need coffee so please be patient). Like any good hat your roof can be worn down through the years with damage from storms, mold, or simply time. Over the years, air seeps in, termites and critters as well. Maintaining your roof will actually end up costing you more than it would to replace or repair it. Additionally a solid roof is a great way to increase the value of your home.

Thankfully like a good hat (sorry I really do need to drop this hat analogy - COFFEE PLEASE) with a little work you can locate the best local roof repair and replacement companies. And even better for you in my effort to make this article not horrible I’ve done that work for you (yes, yes you are welcome again). All you have to do is click the link below to find out how much you can save and get matched to the service that is right for you. Enjoy!

So how what does Life Insurance have to do with helping Homewowners save money? Well if you bear with me it will all become clear. Most people (myself included until I did some research for this article) don’t realize exactly how beneficial a life insurance policy is for homeowners. A life insurance policy can 100% offset estate taxes, which includes the equity in your home being passed down to beneficiaries.

The best way to go about finding the most cost beneficial life insurance policy is to compare quotes from multiple carriers. Make sure when doing so that you ask about the ideal amount of coverage in relation to the equity in your home and/or the remaining mortgage owed.

PLEASE NOTE: Homeowners may be eligible to get a $250k policy for as little as $15 per month! Affordable coverage is available to you by clicking the button below.

Sounds like a good idea right? I know having a golden eagle that poops gold bars sounds good as well but how are either of these ideas realistic? Well lucky for you they are (at least the home repair part - not so sure on the magic eagle thing but if I figure that out our readers will be the first to know).

We know how critical it is to have everything inside your home working properly (and how annoying it is when it isn’t). God forbid not having AC for those hot summer days or proper plumbing so that you can use your toilet - simple things you tend to take for granted (until you don’t have them). One thing however is certain (aside from my 6 year old having to pee 2 minutes after we get in the car for a long trip) and that’s that over time unexpected things will happen in your home making it imperative that you protect yourself with a home warranty.

Think of your home warranty as taking vitamins in order to prevent future disaster. The benefits might not be felt immediately however you won’t be subject to feeling the pain of what you are trying to prevent. Additionally the peace of mind that a home warranty will provide is invaluable.

We’ve partnered with American Home Warranty to provide you with an all inclusive home warranty that covers all of the important items in your home. Plumbing systems, refrigerators, air conditioners, washers, dryers, ovens and more are all covered by them. Quite frankly after much research I am confident in saying that they are the go to place for home warranties. As an added bonus American Home Warranty has a 24/7 claims hotline so that a local technician is dispatched immediately to address the issue should you file a claim. How’s that for peace of mind?

Put your home repair worries to rest with a home warranty. Get started by clicking the button below.

No matter what kind of home or room you have to share, Airbnb makes it simple and secure to host travellers. You’re in full control of your availability, prices, house rules, and how you interact with guests.

To keep you, your home, and your belongings safe, Airbnb hosts are covered by property damage protection and insurance against accidents.

Airbnb always requires guests to provide certain information before they can make a reservation—such as a confirmed phone number and email address. For added control, you can require guests to also provide recommendations from other hosts and a verified ID.

In short Aribnb is an excellent way for you to subsidize your mortgage (I’ve used their service for years and it is awesome).

Problem: If you store your photos and videos on your computer or 'the cloud' then you know the risks that come with it: Computer crashes, viruses, and power surges that could wipe out 1,000's of your digital memories in seconds.

Solution: The Photostick™

What homeowner doesn’t have a ton of photo and video memories? The Photostick is a clever new device designed to protect homeowners photos and videos while being incredibly easy to use. It's one of the most in-demand gadgets of 2019, selling thousands of units per day.

What’s even better is that using the Photosick is easy, simply connect this small thumb-sized drive to your PC or Mac, press ‘Go’ and it will automatically sync your pictures and videos into the stick. (Seems like magic doesn’t it?). It even finds and removes duplicates so you don't spend hours deleting them manually. (Seriously this is magic…….).

No technical knowledge or computer expertise is required (perfect if you are like me) and all your photos are stored safely offline where only you have access to them. The PhotoStick is ideal for anyone who wants to safeguard their digital memories and doesn’t trust “the cloud”.

Wifi UltraBoost is one of those little quality of life gadgets that you may not think will be amazing, but turns out it’s the best purchase you’ve made all year. Imagine coming home from a long day of work and you finally get to settle down with your favorite tv show, movie or readings. But suddenly and often, the WiFi shuts down because it doesn’t quite reach your room. Well, Wifi UltraBoost makes sure that WiFi is distributed evenly throughout your home so you can use the internet anywhere, anytime.

Why We Love Wifi UltraBoost: With the Wi-Fi booster, you can make sure your home is covered from corner to corner. Don't let this simple problem get in the way if your 'Me-time'. You'll thank me later. Click here to Learn More about Wifi UltraBoost

12. GO SOLAR

You want me to do some interstellar travel? Is that what that means? No silly goose. I’m talking about solar energy. Like taking vitamins there are a plethora of benefits to solar powered energy that might not be readily apparent. Reducing or even eliminating your electric bills, increasing your property value, boosting U.S. energy independence, creating jobs and helping the local economy, protecting the environment are all benefits of going solar.

Perhaps the most appealing benefit is your cost savings. Switching to solar could mean huge savings on your energy costs!

Solar panels aren’t an expense – they’re one of the best ways to invest, with returns rivaling those of more traditional investments like stocks and bonds. Thanks to substantial electricity bill savings, the average American homeowner pays off their solar panel system very quickly. An added bonus is that you are helping the environment and the U.S. economy!

Why not take a minute to get up to 4 custom quotes from leading solar specialists? If saving money (and the environment) is important to you then check out your options now.